Don’t want to miss this.  Brad is being brought back by popular demand.  He has an excellent presentation on these subjects that I’m not even going to attempt to describe at the moment.  It’s some sort of ‘electronic’ funding, banking, a virtual wallet, etc.  Come to the meeting to hear what it is.  I know we can’t wait.  We’re very intrigued at what this is and I’m sure you will be to.